In This Chapter:

Where to Start

The first thing you are going to have to deal with is all of the bills.

Okay, What Now

You are going to have to create a budget now

Ready, Set, Go

Once you have all the information gathered together and written down, it will be possible to start to see a way out of the fiscal disaster that you are in.

Reality Sets In

All those numbers that only made you shiver and moan previously now become harsh and unforgiving and have a serious impact on your current quality of life.

Scenario 1

Just enough Money to pay the Minimal Amount Due

Scenario 2

Enough to pay the minimal balance and a little left over

Scenario 3

I don’t even have enough to pay the minimum amount